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	<title>Comments on: US congressman: “If we don’t pass this bill, we’re going to have martial law in the United States”</title>
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	<description>Of Development and its Dysfunctions</description>
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		<title>By: Suffering  Groups</title>
		<link>http://taraqee.wordpress.com/2008/10/07/us-congressman-%e2%80%9cif-we-don%e2%80%99t-pass-this-bill-we%e2%80%99re-going-to-have-martial-law-in-the-united-states%e2%80%9d/#comment-310</link>
		<dc:creator>Suffering  Groups</dc:creator>
		<pubDate>Wed, 26 Nov 2008 07:49:42 +0000</pubDate>
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		<description>SUB  :    AN  APPEAL FOR JUSTICE TO SAVE FROM OPPRESSIVE LAWS  

Dear Sir,
From 1972 after independent, Bangladesh  Nationals started to establish Industries investing family resources ,using  Innovative Technology as self earner to achieve Economic Freedom &amp; to create jobs  for millions of unemployed  when almost everything was damaged due to Liberation War and  These Entrepreneurs are commonly know as 1st ( first ) Generation Industrial Entrepreneur of Bangladesh  
Government also started  to help these fast growing PRIVATE SECTOR INDUSTRIES AS IMPORT SUBSITUTES and for EXPORT   having fund from International Loan Giving Agencies which were distributed through  different Banks from 1979 
Unfortunately the Owners of these Industries became helpless victims of deep rooted conspiracy and Anti Propaganda. The Bank officials refrain themselves from ascertaining production  capacity of imported machineries and  to provide  required  working capital loan in time extending non-cooperation harassment, negligence and  fraudulent  activities. And all these have been done willingly just to jeopardize the Government Industrial policy as well to terrorize the Owners of Industries of Private Sector  finally to occupy the Mortgage Properties of the owner of the Industries under  Private Sector. 
Due to such activities Hundreds and Thousands of Industries were destroyed by Bank Officials and Policy Maker. 
Over and above capitalizing the Illiteracy, Ignorance and Extreme Poverty of Vast Majority  Bangladesh Citizens most of such  laws were  forced upon the Citizen including   Owner of the  Industries of Private  Sector in co-operation with their alliances  who are  busy to  convert  Bangladesh a  Bottom less Country. 
Due to such activities most of the Industries have became in-operatives and have lost their Cash Capitals, Expatriate Capabilities and became helpless victims of oppressive laws. 

In 1992 &amp; 1996  Government of Bangladesh  identified   and registered many Industries as  SICK  INDUSTRIES   declaring  not as Defaulter of Bank Loan but victims of Violation of Contract , Negligence , Fraudulent  or Malpractices  of   Bank Officials. And Policy Maker due to Lack of Accountability.  And the matter of Lack of Accountability at every stage of Bangladesh is no more a hidden Matter. 
THE HELPLESS OWNERS OF INDUSTRIES  ARE   LOOKING FOR JUSTICE, BUT THE DOOR OF JUSTICE ARE CLOSED Due to Enactment  of  a Law Know as  ARTHA  RIN  ADALAT  ACT (  Bank Loan Recovery  Act  ) on 1989 which were also  amended on 2003 and  2007 . Bank  Ruptcy  Acts  were also enacted on 1997  treating the Owners of  Industries  under Private  Sector  like as Slave  of Colonial   Period  WHEN  THE   HANDS  OF THE  PRODUCER AND TECHNICIAN OF MOSLIN  FABRICS  ( which were only produced  in  Bengal of undivided INDIA)  were  cut  down  to stop production of Finest Fabrics by Bengali  Technicians and Producer.
But surprisingly  the  ARTHA RIN ACT   are not applicable for  Nationalized or State Sector  .where  BILLIONS OF  DOLLARS  are spend till today without any accountability.

Out of Total of outstanding defaulted Bank Loans,  about 60 to 70 % are lying with  Nationalized  / State Sector and less then 10 %  are   lying  with   Small and Medium sized  Industries  of Private Sector of Bangladesh. And Bank Official  can explain well about the remaining of the Loan Amount. 

THE LAW OF TORTS  &amp; LAW OF CONTRACT ARE MOST COMMON, BUT APPLICATION OF THE SAME  ARE  RESTRICTED IN BANGLADESH .
Due to which  BANGLADESH  HAS BECOME  A  HEAVEN FOR REPRESSION / EXPLOITATION  Forcing the process to increase Poverty line in Geometric Ration  &amp; also helping  the process of  Lawlessness  and Human Trafficking .
The Owners of Industries of Private  Sector  can not  claim  any  set - off or compensation  on the  same suit   as filed  by BANK OFFICIALS  or THE  LOAN GIVING  AGENCIES for Loan Recovery under Artha.Rin Act .  for VIOLATION OF CONTRACT  , NEGLEGENCES  , Malpractices  of Bank officials  / Policy  Maker.
AS A RESULT  NUMBER  OF  SICK  / DISTRESSED  INDUSTRIES    are increasing  in every year  due to complete  lack of  accountability  of Bank Officials  and Policy Maker . 
BANK OFFICALS  / LOAN GIVING AGENCIES  HAVE BEEN  ALLOWED  TOTAL INDEMNITY  OF LAW for  violation of contract , negligence, Fraudulent Activities , . These have been done to  hide out  existing  high profile  malpractices and corruptions  as per  opinion of  Expert  Personals. 

The Owner of  Industries of Private Sector    have no Legal Right  to protect themselves  from the oppression of Bank Officials  &amp; Policy Maker and  these  are no more hidden matter ,rather  a  part of  the on going conspiracy   to make Bangladesh  a Bottom Less Basket.
Although in neighboring countries Like  INDIA where  there  is  LAW FOR LOAN RECOVERY  KNOWN AS “ DEBT RECOVERY TRIBUNALS ( DRT )” where the Owner of Industries or other borrowers are allowed to claim Set off  or Compensation  in same suit   and same court  at  same time. 
But in BANGLADESH Owner of Industries or Other  Borrowers of  Bank Money  are completely deprived of any such  opportunity  rather  provision  have been  to  hide  out  corruption ,  negligence, fraudulent activities of  Bank Officials  as per opinion of  Expert  Personals giving TOTAL INDEMNITY  OR LICIENCE FOR UNENDING  CORRUPTION OR MAL PRACTICES &amp; Violation of Contracts &amp; negligence ., 
And Owner of Industries or Borrowers  of  Bank loans are completely deprived of any type of  JUSCTICE.  Common  people are also  facing another type of  repression   UNDER   CERTIFICATE  CASE  for realization of Government Taxes . small loan  of farmers , weavers etc , 
Industrial  Entrepreneurs can  only file a separate  suit for compensation  in a separate  Civil Court  which  will be a  matter of  life long  litigation .with no result .
As per  Artha  Rin  Act  nothing  can be raised  against the Order or Decree of  Artha  Rin Court to Higher Court  and also without  Payment of  50 %   of the suit  value or Decretal  Amount, 
The door of   appeal or revision are closed  denying the Legal right of   Owners of  Industries. As per  Sections    12, 12 ( kha) , 18(2)  &amp; (3) , 19, 20,21,33, 34,40,41,42,44, 47 and 50  of Artha Rin Act.
 And these  are contradiction   of  ARTICLE   8, 15, 26, AND 27 of  BANGLADESH  CONSTITUTION AND THE  GOVERNMENT  INDUSTRIAL POLICY  AS   ADOPTED   TIME  TO TIME  . 
There are no other alternative way  , but to draw  the  attention of  concern authority of Bangladesh including   PATRIOT   INTELLECTUAL   PERSONS  AND  LEADER OF CIVIL SOCIETY  AND INTERNATIONAL  COMMUNITY  TO VERYFY  the above and  help   for restoring EQUAL  RIGHT  for   JUSTICE . and   to  help  to  Protect the  Owner of Industries  including Workers  and   other supporting  Staffs  who are already   in Distressed Condition due to lapses of Policy Maker an Bank   Officials  and  of the  Oppressive Laws  . 
And to  help   to restore the  accountability  in  all organizations  including  BANKS  &amp; other  Loan Giving Agencies for the greater Interest of Nations  please Circulate  our humble  appeal  among   Honorable Members ,  Partners  of  your  organizations  or in   your News  Bulletins  and in  Printed  or Electronic News  Media  for Transmission this appeal among  all  organizations  working  for HUMAN RIGHT , DEMOCRATIC  RIGHT  and to PREVENT  LEGAL  ABUSE   and  OPPRESSIVE  LAWS and also  to  consider the followings : 

1-.  Humble  Appeal  before  the  Government  of Bangladesh  to   allow  Owners of Industries  to claim SET  OFF or COMPENSATIONS  for Negligence  , Violation of  Contract , Fraudulent or Malice  Activities  when the Bank Officials  file any suits  for recovery of  Loan  similar to  DRT  ( DEBT RECOVERY TRIBUNALS )  OF INDIA  

2- Considering the  heavy Loss  / Damages  of Government Registered  &amp;  Identified  SICK INDUSTRIES  of 1992 &amp; 1996 of Private  Sector may be  allowed   100 %  weaver  closing   all  Pending   Suits  for recovery  of Loan unconditionally .
 
3-  The Existing System of Mortgage  of  Landed Properties .for  getting  Loan need to  be completely abolished .to  remove  ever  growing   corruption , malpractices and fraudulent Activities   which exist  in Banking Sector and  are  much Proven  Facts for the  greater  national interest. 

4-   All pending  suits  in Atrha Rin  Court  may kindly  be transferred to Civil  Commercial Court abolishing  Sections  12, 12( kha) , 18(2) &amp; 18(3), 19,20,21,33, 34,40,41,42,44,47 and 50  of Artha Rin  Acts   including  Sections  28 ( Ks)  of Banking Company  Acts ,  Creating Democratic Opportunities similar to  DEBT  RECOVERY  TRIBUNAL S  ( DRT )  of INDIA    for the end of  JUSTICE. 

 5- And to  take  immediate steps  to  abolish  the system of CERTIFICASE   CASE   which  are  nothing but  abuse of LAW   and worst one like that of  COLONIAL  RULE . 

Suffering   Groups of  Owners of Industries  of Bangladesh.</description>
		<content:encoded><![CDATA[<p>SUB  :    AN  APPEAL FOR JUSTICE TO SAVE FROM OPPRESSIVE LAWS  </p>
<p>Dear Sir,<br />
From 1972 after independent, Bangladesh  Nationals started to establish Industries investing family resources ,using  Innovative Technology as self earner to achieve Economic Freedom &amp; to create jobs  for millions of unemployed  when almost everything was damaged due to Liberation War and  These Entrepreneurs are commonly know as 1st ( first ) Generation Industrial Entrepreneur of Bangladesh<br />
Government also started  to help these fast growing PRIVATE SECTOR INDUSTRIES AS IMPORT SUBSITUTES and for EXPORT   having fund from International Loan Giving Agencies which were distributed through  different Banks from 1979<br />
Unfortunately the Owners of these Industries became helpless victims of deep rooted conspiracy and Anti Propaganda. The Bank officials refrain themselves from ascertaining production  capacity of imported machineries and  to provide  required  working capital loan in time extending non-cooperation harassment, negligence and  fraudulent  activities. And all these have been done willingly just to jeopardize the Government Industrial policy as well to terrorize the Owners of Industries of Private Sector  finally to occupy the Mortgage Properties of the owner of the Industries under  Private Sector.<br />
Due to such activities Hundreds and Thousands of Industries were destroyed by Bank Officials and Policy Maker.<br />
Over and above capitalizing the Illiteracy, Ignorance and Extreme Poverty of Vast Majority  Bangladesh Citizens most of such  laws were  forced upon the Citizen including   Owner of the  Industries of Private  Sector in co-operation with their alliances  who are  busy to  convert  Bangladesh a  Bottom less Country.<br />
Due to such activities most of the Industries have became in-operatives and have lost their Cash Capitals, Expatriate Capabilities and became helpless victims of oppressive laws. </p>
<p>In 1992 &amp; 1996  Government of Bangladesh  identified   and registered many Industries as  SICK  INDUSTRIES   declaring  not as Defaulter of Bank Loan but victims of Violation of Contract , Negligence , Fraudulent  or Malpractices  of   Bank Officials. And Policy Maker due to Lack of Accountability.  And the matter of Lack of Accountability at every stage of Bangladesh is no more a hidden Matter.<br />
THE HELPLESS OWNERS OF INDUSTRIES  ARE   LOOKING FOR JUSTICE, BUT THE DOOR OF JUSTICE ARE CLOSED Due to Enactment  of  a Law Know as  ARTHA  RIN  ADALAT  ACT (  Bank Loan Recovery  Act  ) on 1989 which were also  amended on 2003 and  2007 . Bank  Ruptcy  Acts  were also enacted on 1997  treating the Owners of  Industries  under Private  Sector  like as Slave  of Colonial   Period  WHEN  THE   HANDS  OF THE  PRODUCER AND TECHNICIAN OF MOSLIN  FABRICS  ( which were only produced  in  Bengal of undivided INDIA)  were  cut  down  to stop production of Finest Fabrics by Bengali  Technicians and Producer.<br />
But surprisingly  the  ARTHA RIN ACT   are not applicable for  Nationalized or State Sector  .where  BILLIONS OF  DOLLARS  are spend till today without any accountability.</p>
<p>Out of Total of outstanding defaulted Bank Loans,  about 60 to 70 % are lying with  Nationalized  / State Sector and less then 10 %  are   lying  with   Small and Medium sized  Industries  of Private Sector of Bangladesh. And Bank Official  can explain well about the remaining of the Loan Amount. </p>
<p>THE LAW OF TORTS  &amp; LAW OF CONTRACT ARE MOST COMMON, BUT APPLICATION OF THE SAME  ARE  RESTRICTED IN BANGLADESH .<br />
Due to which  BANGLADESH  HAS BECOME  A  HEAVEN FOR REPRESSION / EXPLOITATION  Forcing the process to increase Poverty line in Geometric Ration  &amp; also helping  the process of  Lawlessness  and Human Trafficking .<br />
The Owners of Industries of Private  Sector  can not  claim  any  set &#8211; off or compensation  on the  same suit   as filed  by BANK OFFICIALS  or THE  LOAN GIVING  AGENCIES for Loan Recovery under Artha.Rin Act .  for VIOLATION OF CONTRACT  , NEGLEGENCES  , Malpractices  of Bank officials  / Policy  Maker.<br />
AS A RESULT  NUMBER  OF  SICK  / DISTRESSED  INDUSTRIES    are increasing  in every year  due to complete  lack of  accountability  of Bank Officials  and Policy Maker .<br />
BANK OFFICALS  / LOAN GIVING AGENCIES  HAVE BEEN  ALLOWED  TOTAL INDEMNITY  OF LAW for  violation of contract , negligence, Fraudulent Activities , . These have been done to  hide out  existing  high profile  malpractices and corruptions  as per  opinion of  Expert  Personals. </p>
<p>The Owner of  Industries of Private Sector    have no Legal Right  to protect themselves  from the oppression of Bank Officials  &amp; Policy Maker and  these  are no more hidden matter ,rather  a  part of  the on going conspiracy   to make Bangladesh  a Bottom Less Basket.<br />
Although in neighboring countries Like  INDIA where  there  is  LAW FOR LOAN RECOVERY  KNOWN AS “ DEBT RECOVERY TRIBUNALS ( DRT )” where the Owner of Industries or other borrowers are allowed to claim Set off  or Compensation  in same suit   and same court  at  same time.<br />
But in BANGLADESH Owner of Industries or Other  Borrowers of  Bank Money  are completely deprived of any such  opportunity  rather  provision  have been  to  hide  out  corruption ,  negligence, fraudulent activities of  Bank Officials  as per opinion of  Expert  Personals giving TOTAL INDEMNITY  OR LICIENCE FOR UNENDING  CORRUPTION OR MAL PRACTICES &amp; Violation of Contracts &amp; negligence .,<br />
And Owner of Industries or Borrowers  of  Bank loans are completely deprived of any type of  JUSCTICE.  Common  people are also  facing another type of  repression   UNDER   CERTIFICATE  CASE  for realization of Government Taxes . small loan  of farmers , weavers etc ,<br />
Industrial  Entrepreneurs can  only file a separate  suit for compensation  in a separate  Civil Court  which  will be a  matter of  life long  litigation .with no result .<br />
As per  Artha  Rin  Act  nothing  can be raised  against the Order or Decree of  Artha  Rin Court to Higher Court  and also without  Payment of  50 %   of the suit  value or Decretal  Amount,<br />
The door of   appeal or revision are closed  denying the Legal right of   Owners of  Industries. As per  Sections    12, 12 ( kha) , 18(2)  &amp; (3) , 19, 20,21,33, 34,40,41,42,44, 47 and 50  of Artha Rin Act.<br />
 And these  are contradiction   of  ARTICLE   8, 15, 26, AND 27 of  BANGLADESH  CONSTITUTION AND THE  GOVERNMENT  INDUSTRIAL POLICY  AS   ADOPTED   TIME  TO TIME  .<br />
There are no other alternative way  , but to draw  the  attention of  concern authority of Bangladesh including   PATRIOT   INTELLECTUAL   PERSONS  AND  LEADER OF CIVIL SOCIETY  AND INTERNATIONAL  COMMUNITY  TO VERYFY  the above and  help   for restoring EQUAL  RIGHT  for   JUSTICE . and   to  help  to  Protect the  Owner of Industries  including Workers  and   other supporting  Staffs  who are already   in Distressed Condition due to lapses of Policy Maker an Bank   Officials  and  of the  Oppressive Laws  .<br />
And to  help   to restore the  accountability  in  all organizations  including  BANKS  &amp; other  Loan Giving Agencies for the greater Interest of Nations  please Circulate  our humble  appeal  among   Honorable Members ,  Partners  of  your  organizations  or in   your News  Bulletins  and in  Printed  or Electronic News  Media  for Transmission this appeal among  all  organizations  working  for HUMAN RIGHT , DEMOCRATIC  RIGHT  and to PREVENT  LEGAL  ABUSE   and  OPPRESSIVE  LAWS and also  to  consider the followings : </p>
<p>1-.  Humble  Appeal  before  the  Government  of Bangladesh  to   allow  Owners of Industries  to claim SET  OFF or COMPENSATIONS  for Negligence  , Violation of  Contract , Fraudulent or Malice  Activities  when the Bank Officials  file any suits  for recovery of  Loan  similar to  DRT  ( DEBT RECOVERY TRIBUNALS )  OF INDIA  </p>
<p>2- Considering the  heavy Loss  / Damages  of Government Registered  &amp;  Identified  SICK INDUSTRIES  of 1992 &amp; 1996 of Private  Sector may be  allowed   100 %  weaver  closing   all  Pending   Suits  for recovery  of Loan unconditionally .</p>
<p>3-  The Existing System of Mortgage  of  Landed Properties .for  getting  Loan need to  be completely abolished .to  remove  ever  growing   corruption , malpractices and fraudulent Activities   which exist  in Banking Sector and  are  much Proven  Facts for the  greater  national interest. </p>
<p>4-   All pending  suits  in Atrha Rin  Court  may kindly  be transferred to Civil  Commercial Court abolishing  Sections  12, 12( kha) , 18(2) &amp; 18(3), 19,20,21,33, 34,40,41,42,44,47 and 50  of Artha Rin  Acts   including  Sections  28 ( Ks)  of Banking Company  Acts ,  Creating Democratic Opportunities similar to  DEBT  RECOVERY  TRIBUNAL S  ( DRT )  of INDIA    for the end of  JUSTICE. </p>
<p> 5- And to  take  immediate steps  to  abolish  the system of CERTIFICASE   CASE   which  are  nothing but  abuse of LAW   and worst one like that of  COLONIAL  RULE . </p>
<p>Suffering   Groups of  Owners of Industries  of Bangladesh.</p>
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